Dutch Money Matters

Dutch Guilder - Dutch Money Matters

General Safety Information

Before you go, organize a variety of ways to access your money overseas, such as credit cards, travellers' cheques, cash, debit cards or cash cards. Australian currency and travelers cheques are not accepted in many countries. Consult with your bank to find out which is the most appropriate currency to carry and whether your ATM card will work overseas. The Amsterdam Tourist Assistance Service (ATAS) can help travellers who experience difficulties: Nieuwezijdsvoorburgwal 104-108, 1012 SG (tel.: 020-625-3246). In The Hague, the Tourist Assistance Service (TAS) can be contacted at: Politiebureau Duinstraat, Duinstraat 23, 2584 AV Den Haag, (tel.: 070-42-44-000, email: TAS-...@hotmail.com).

Scams and Fraud:

Foreign visitors and residents can be targeted by scam artists. These scams can pose great financial loss to victims. If you receive an e-mail purporting to be from HMRC (Her Majesty's Revenue and Customs) offering a tax refund on provision of your bank details you should make absolutely sure that it is not part of a scam.

Thieves usually operate in pairs, with one attempting to distract you while the other steals your possessions. People using automatic teller machines (ATMs) are increasingly being targeted by thieves, especially around nightclubs and bars. Ensure personal belongings and other travel documents are secure at all times.You are required to pay an additional fee to have a lost or stolen passport replaced. In some cases, the Government may also restrict the length of validity or type of replacement passports. In an emergency, call 112 for police, fire department, or ambulance services.


Holland is one of the fifteen (2008) Euro countries. Although each country gives out its own Euro coins, all coins and bills are valid in all Euro countries. There are eight coins (1, 2, 5, 10, 20 and 50 Euro cents, 1 and 2 Euro) and seven bills (5, 10, 20, 50, 100, 200 and 500 Euros). Some countries and stores no longer use the 1 and 2 euro cents coins. Most stores don't accept the 200 and 500 Euro bills.

The Netherlands is the first of the 12 euro zone countries to put its currency completely out of circulation. The Dutch guilder (Dutch: gulden, IPA: [ˈɣʏldən]; sign: ƒ or fl.) was the currency of the Netherlands from the 17th century until 2002, when it was replaced by the euro. Between 1999 and 2002, the guilder was officially a "national subunit" of the euro. However, physical payments could only be made in guilder, as no euro coins or banknotes were available. Currently NLG Netherlands Guilders is obsolete and is no longer legal tender.

GWK Travelex

GWK Travelex is an organization with a great deal of experience and know-how with regard to foreign currencies. With the GWK Travelex currency converter you can convert foreign currency fast and simple GWK Travelex is the perfect place to exchange your foreign currencies. GWK also sells and cashes traveler’s checks, arranges travel insurance, cashes Euro Checks and provides cash-on-card services on practically all credit cards. GWK Travelex has about 51 branches in the Netherlands. There are GWK Travelex offices at over 33 railway stations throughout Holland, at the major border crossings with Belgium and Germany, at ‘Schiphol Plaza’ at Amsterdam Airport Schiphol.

GWK Travelex gladly links itself to a long-term cooperation and always strives for the highest customer satisfaction possible. At some GWK Travelex branches the exchange rates used differ from those used in the currency converter. Ask at the GWK Travelex branch of your choice for the actual exchange rates. The currency converter is by way of information only and does not include the transaction costs payable when you actually change these currencies. GWK Travelex can take care of international money transfers to virtually any country in the world. Fast, safe and reliable. Some GWK Travelex offices are open 24 hours a day every day. The most offices are open 7 days a week from early in the morning to late at night. Fore more information: http://www.travelex.com/nl/ (Also in English)

Currency exchange

(Currency exchange may vary from time to time. Currency converter lets you calculate currency and foreign exchange rates.)

Credit cards

All major credit cards are accepted widely, but not everywhere. If in doubt, ask in advance. Cash-on-card services are available from selected American Express, Diners Club, Master Card and Visa Card addresses. These cards are also accepted by all GWK currency exchange outlets and Change Express Offices.

American Express

Head Office: Amsteldijk 166, 1078 AX Amsterdam, tel. 0800 023 3405, 020-5048504 or 020-5048666 (lost and stolen cards), fax 020-5048001.

Diners Club

Head Office: Weesperstraat 77, 1018 VN Amsterdam, tel. 020-5573581 or 0800-0334 toll free (lost and stolen cards), fax: 020-5573425. Open Mon-Fri 9am-5pm.

Interpay Eurocard/Mastercard Nederland

Head Office: Eendrachtslaan 315, 3526 LB Utrecht, tel. 030-2835111 or 020-2835555 (lost and stolen cards), 030-2835518, E-mail: i...@eurocard.nl Web: http://www.eurocard.nl/

VSB International BV/ Visa Card Services

Head Office: Wisselwerking 32, 1112 XP Amsterdam, tel. 020-6600600 or 020-6600611 (lost and stolen cards), fax: 020-6600688, e-mail: comm...@fortis.nl, http://www.visa.nl/

Travellers cheques Netherlands

It is handy to take some cash with you for the first few days in Holland. Traveler’s checks are a safe alternative to cash and are handy if you do not have a credit card. Foreign currency or travellers cheques can be changed at banks, post offices or bureaux de change (usually indicated by the letters GWK). Banks are closed on weekends but bureaux de change are open. ATMs are widely distributed and most are open 24 hours a day. Shops, restaurants and hotels always prefer cash; a few might accept travellers cheques, but their rates will be anybody’s guess.

People traveling directly to or from a country outside the European Union (EU) carrying 10,000 Euros or more (or the equivalent amount in another currency) are required to declare the cash at the place of their arrival or departure from the EU. Under the legislation, the term "cash" includes cheques, travellers' cheques and money orders. Travellers failing to declare the cash or providing incomplete or incorrect information will incur a fine. There is no requirement to declare cash for people travelling to or from another EU country.

Banking hours

Business hours differ between banks. Most banks are open from Tuesday to Friday between 9 am and 4 pm. On Mondays businesss hours start mainly at 1 pm. On Saturdays and Sundays banks are closed. GWK offices are openen 7 days a week. Banks are open Mondays - Fridays from 9:00 a.m. - 4:00/5:00 p.m.

Post offices are open Mondays - Fridays from 9:00 a.m. - 5:30 p.m., and, in some larger towns, also on late night shopping night (either Thursday night or Friday night), as well as on Saturdays from 10:00 a.m. - 1:00 p.m


E-banking via computer, telephone or mobile phone allows for banking and stock market transactions to be performed online. The Postbank and the commercial banks in the Netherlands offer Internet banking services.

Lost/Stolen Cards

To block a Postbank or ING account. Tel: 058 212 6000
To block a card from any bank account other than a Postbank or ING account. Tel: 0800 0313

Automatic Teller Machines (ATM)

Most foreign bank passes will get you money from an Automatic Teller Machine (ATM). You can get money from a cash dispenser with your foreign bank pass, provided your pass has a Cirrus logo. Of course, you can also use most credit cards to obtain money from an ATM. The many ATMs are usually open 24 hours per day. At some cash dispensers of the ABN/AMRO Bank the PLUS logo is also accepted. Also check your card and the ATM for EDC, EC and Maestro logos. Of course, you can also use your credit card to get money from an ATM. You can use it on any of the many automatic teller machines (ATMs) bearing the Diners Club logo or the Cirrus logo. You can also go to the counters at one of the banks or hotels under contract with Diners Club. To identify the ATM or counter closest to you, call +31 (0)20 654 55 14.

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